Roofstock One makes it simple to invest in real estate

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We’re in the middle of 2022, which means our New Year’s resolutions (if we’re following them closely) are in full swing. With this, the goal of not only saving your money but also increasing your income can be a financial priority.

Although everyone’s financial situation is different, those looking to invest have a few options. Aside from using some of the best investing apps to add stocks or mutual funds to your portfolio, you can also opt for real estate investing.

When you try your hand at investing in single family rental property (SFR), there is no down payment required or dealing with tenants. Plus, you don’t have to just work with numbers to get all your eggs in one basket (or property, in this case).

If you are an accredited investor, Roofstock One allows you to seamlessly invest in the real estate market remotely, with your interests tied to real estate in multiple geographic markets. You don’t have to worry about the significant capital and infrastructure required to acquire and manage an SFR.

That’s something to throw the covers on.

How does Roofstock One work?

Roofstock One is a radically simple alternative to traditional real estate investing. The company leverages its extensive experience in the SFR sector to identify and acquire properties in markets that its data science and research teams have identified as potentially attractive investment opportunities.

After identifying promising markets and acquiring single-family properties selected for their rental potential, Roofstock One issues tracking shares representing economic interests in the selected SFR properties. These stocks are then grouped into portfolios based on geographic or other characteristics to give investors access to different investment strategies.

This approach allows accredited investors to make choices that align with their investment objectives. Investing is easy; Essentially, you add investments to your cart and receive a portfolio at checkout.

“We believe that Roofstock One will make investing in SFR real estate easier than ever,” said Gary Beasley, CEO and co-founder of Roofstock.

How is Roofstock One unique in the real estate investment space?

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Roofstock One offers an efficient alternative to direct investments so you can avoid the need to own title, secure a mortgage, deal with realtors, oversee rehabilitation teams and property managers, and resolve ownership and rental issues. Instead, investors can focus on constructing targeted portfolios with cross-market allocations and focus on specific investment objectives.

Notably, investors can also help reduce the asymmetric risk of owning a single property thanks to shares in tracker stocks that offer exposure to multiple properties. Investors holding units of Tracker Stocks may receive a prorated distribution based on the economics of the underlying properties, a portion of which may be tied to available depreciation. You can also benefit from potential long-term growth from rising home prices.

Please check the level of risk you are comfortable with before investing.

Plus, Roofstock One ensures an investment that’s tailored to you. An investor in Roofstock One can choose from a curated list of investment opportunities and build an investment that fits their investment goals.

Is there a minimum investment amount to qualify for Roofstock One?

The minimum initial investment in the program is $5,000, but there is no limit to how investors allocate their funds across the many tracker and/or common stocks available. Subsequent investments can be made in $100 increments.

Is Roofstock One a good platform for long-term investors?

Once it reaches scale, Roofstock One hopes to be evergreen, which means the company can hold your investment and grow your fortune for as long as you like. Not to mention, Roofstock requires investors in Roofstock One to have at least a five-year investment horizon.

Is Roofstock One a good platform for beginners?

Beginners in real estate should analyze their own financial goals, risk tolerance, and interests before committing any money to any investment. Roofstock makes this easy with a library of tips and guides and The Remote Real Estate Investor podcast.

In particular, investors looking for a fully passive opportunity might like the characteristics of Roofstock One, which currently has portfolios in multiple markets.

Roofstock One is not a registered security. It is offered due to an exemption from the registration requirement. Neither the SEC nor any other regulatory body has approved the offering, which is speculative and involves a risk of loss.

How do I know if I’m an “accredited investor” to invest with Roofstock?

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Roofstock One is only available to accredited investors. But what is it all about?

According to the Securities and Exchange Commission (SEC), an accredited investor includes anyone who:

• Earned income that exceeded $200,000 (or $300,000 together with a spouse or spouse) in each of the preceding two years and reasonably expects the same for the current year, OR
• Has net worth greater than $1 million, either alone or with a spouse or spouse equivalent (excluding the value of the person’s primary residence), OR
• Possesses a valid Series 7, 65 or 82 license.

Roofstock One, Inc., a Maryland corporation (Roofstock One), is not registered as a broker, dealer, investment adviser, investment manager, or registered finance portal under the US Securities Act of 1933, as amended. Roofstock One’s securities offerings are only available to “accredited investors” within the meaning of Rule 501(a) of the Securities Act.

How will investing in Roofstock One affect my tax return, especially before the April 15 deadline?

As with all investments, investors are responsible for taxes on capital gains or income earned. Roofstock One simplifies tax time by providing investors with a Form 1099 that shows investors’ share of the income after applicable deductions or write-offs have been calculated.

It’s also good to note that those who invest in SFRs are responsible for tracking income and expenses, calculating the appropriate depreciation, and completing the required tax forms.

The final result

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While not a direct practical approach to investing, Roofstock One is a wonderful alternative to real estate investing. Without the headache, lock-in to a single property (if that’s what you want), and all the stress of acquiring an investment property, Roofstock One allows investors to diversify across multiple markets with less capital than investing directly in multiple properties. .

You can also buy real estate or sell real estate through Roofstock. The possibilities to expand your portfolio are endless.

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